With this growth there is a growing passion for speed and danger. People now need to be more secured about their lives. Car Insurance provides them with that security for their life and for the life of other people as well. Now a day’s people have the option to get themselves secured against many things apart from the basic requirements which is required to comply with. People can insure their car from third party, theft, fire, natural calamities and now many companies provide the options to people to get their car insured against any kind of terrorist activities. Yes now your car is insured against the terrorist activities as well because companies have researched and found that on case there is any terrorist activity there is always a heavy loss to ones car. Companies provide specialized features for individual as per their needs and requirements. It may also depend upon the location of the individual. In case any individual stays in an area which is prone to natural calamities like earthquake, he may secure his car through insurance against such calamity so that in case if there is any loss due to this reason they can be reinsured and they don’t have to bear heavy loss.People are now more concerned for their cars because they spent a heavy amount on their cars and they cannot afford to keep making further expenses on damages caused to it by way of theft, or fire, or any natural calamity. But it may be noted that the car insurance companies do not run the business just in order to give away the amount of loss to the people. If in any case there is an accident due to the negligence on part of the customer than the insurance company cannot be held liable to reimburse the customer for the same. So one cannot escape his mistake and get paid for it.Car insurance is a necessity for anyone who owns a car. Neither does he have the choice nor can he take any kind of risk for his hard earned car. Now when a person brings a car insurance comes along with it.